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Finitial Capital Services Private Limited

Credit that moves at the speed of a tap.

We are a Reserve Bank of India–registered non-banking financial company. Every loan we offer is applied for, approved and disbursed digitally through our own lending app, Just Rupee.

Our lending platform

Just Rupee

Personal credit, built and run entirely in-house by Finitial Capital. No intermediaries between you and your lender.

www.justrupee.com

What we do

A regulated lender with its own digital front door.

Finitial Capital Services Private Limited (formerly known as ‘Sehgal Televisions Private Limited’) is a non-deposit-taking Investment and Credit Company registered with the RBI. Customers reach us through one channel: the Just Rupee app.

Fully digital lending

Application, KYC, sanction and disbursal happen online through Just Rupee, our in-house Digital Lending App.

Regulated by the RBI

We operate under the Reserve Bank of India's NBFC framework and its Digital Lending Directions, including the Key Fact Statement shared before every loan.

Built in-house

Our technology, underwriting and customer service are our own. Your data and your loan stay with the lender you signed with.

How to borrow

From application to your bank account, in four steps.

All loans from Finitial Capital start on Just Rupee.

  1. Visit Just Rupee

    Go to justrupee.com or download the app and sign up with your mobile number.

  2. Complete KYC

    Verify your identity and share the details we need to assess your application.

  3. Review your offer

    Read the Key Fact Statement with the full cost of the loan before you accept.

  4. Receive funds

    The loan is disbursed directly to your own bank account.

Finitial Capital lends only through Just Rupee. We never ask for payment in advance to approve a loan. If anyone contacts you claiming to represent us outside the app, do not share OTPs or make payments.

Corporate information

Company details

Legal name
Finitial Capital Services Private Limited
Formerly known as ‘Sehgal Televisions Private Limited’
Corporate Identity Number (CIN)
U64920DL1984PTC019070
RBI Certificate of Registration
B-14.02562
Category
NBFC – Investment and Credit Company, non-deposit-taking
Registered office
2nd Floor, 14/3A, Jamna Bhawan, Asaf Ali Road (Near Delite Cinema), New Delhi – 110002
Email
info@justrupee.com