Fully digital lending
Application, KYC, sanction and disbursal happen online through Just Rupee, our in-house Digital Lending App.
Finitial Capital Services Private Limited
We are a Reserve Bank of India–registered non-banking financial company. Every loan we offer is applied for, approved and disbursed digitally through our own lending app, Just Rupee.
Our lending platform
Personal credit, built and run entirely in-house by Finitial Capital. No intermediaries between you and your lender.
www.justrupee.comWhat we do
Finitial Capital Services Private Limited (formerly known as ‘Sehgal Televisions Private Limited’) is a non-deposit-taking Investment and Credit Company registered with the RBI. Customers reach us through one channel: the Just Rupee app.
Application, KYC, sanction and disbursal happen online through Just Rupee, our in-house Digital Lending App.
We operate under the Reserve Bank of India's NBFC framework and its Digital Lending Directions, including the Key Fact Statement shared before every loan.
Our technology, underwriting and customer service are our own. Your data and your loan stay with the lender you signed with.
How to borrow
All loans from Finitial Capital start on Just Rupee.
Go to justrupee.com or download the app and sign up with your mobile number.
Verify your identity and share the details we need to assess your application.
Read the Key Fact Statement with the full cost of the loan before you accept.
The loan is disbursed directly to your own bank account.
Finitial Capital lends only through Just Rupee. We never ask for payment in advance to approve a loan. If anyone contacts you claiming to represent us outside the app, do not share OTPs or make payments.
Corporate information